Terms of Service

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Last Updated: July 15, 2026 | Effective Date: July 15, 2026

Table of Contents

  1. Acceptance of Terms
  2. Description of Services
  3. Client Obligations
  4. Intellectual Property
  5. Confidentiality
  6. Fees and Payment
  7. Warranties and Disclaimers
  8. Limitation of Liability
  9. Indemnification
  10. Termination
  11. Website Use Terms
  12. Dispute Resolution
  13. General Provisions
  14. Contact Information

1. Acceptance of Terms

These Terms of Service (Terms) constitute a legally binding agreement between you (the Client, you, or your) and CrossChq, Inc., a United States corporation with its principal place of business at 145 E Prospect Ave Ste 200, Danville, CA 94526-3885 (CrossChq, we, us, or our). These Terms govern your access to and use of our website located at https://www.crosschq.lat/ (the Website) and the computer systems design, integration, consulting, and related professional services we provide (collectively, the Services).

By accessing our Website, engaging our Services, clicking to accept these Terms where that option is made available, or otherwise indicating your acceptance, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you must not use our Website or Services.

You represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are entering into these Terms on behalf of a company, organization, or other legal entity, you represent that you have the authority to bind that entity to these Terms.

2. Description of Services

CrossChq provides professional services in the field of computer systems design and related technical services, falling within the NAICS codes for Computer Systems Design and Related Services and the broader Professional, Scientific, and Technical Services sector. Our Services include, but are not limited to:

  • Enterprise systems architecture design and consulting
  • Network infrastructure planning, design, and implementation
  • Cloud migration strategy and cloud-native system integration
  • Cybersecurity assessment, remediation planning, and compliance consulting
  • Data engineering, pipeline architecture, and analytics infrastructure
  • Managed IT services and ongoing technical support
  • Custom software and integrated systems development

The specific scope, deliverables, timeline, and fees for any engagement will be defined in a separate Statement of Work (SOW), service agreement, or project proposal executed by both parties. These Terms apply to all engagements unless superseded by specific provisions in an executed SOW.

3. Client Obligations

To enable CrossChq to perform the Services effectively and efficiently, you agree to:

  • Provide timely, accurate, and complete information necessary for the performance of the Services.
  • Grant CrossChq reasonable access to your systems, facilities, data, and personnel as required for project execution.
  • Designate a point of contact with sufficient authority to make decisions on your behalf.
  • Review and respond to deliverables, questions, and requests for feedback within agreed-upon timeframes.
  • Ensure that your use of the Services complies with all applicable laws, regulations, and industry standards.
  • Maintain appropriate backups of your data and systems before and during any project engagement.
  • Obtain any necessary third-party consents, licenses, or permissions required for CrossChq to access or integrate with your systems.

Delays caused by your failure to meet these obligations may result in project timeline extensions and additional fees. CrossChq shall not be liable for any delays, failures, or damages resulting from your failure to fulfill these obligations.

4. Intellectual Property

4.1 Pre-Existing Intellectual Property

Each party retains all right, title, and interest in and to its pre-existing intellectual property. Any materials, software, documentation, methodologies, tools, frameworks, and know-how that CrossChq owned or developed prior to the engagement or that CrossChq develops independently of the engagement (CrossChq IP) remain the sole and exclusive property of CrossChq or its licensors.

4.2 Deliverables and Work Product

Unless otherwise agreed in a signed SOW, intellectual property rights in deliverables, custom software, designs, configurations, documentation, and other work products specifically created for you under an engagement (Work Product) shall be assigned to you upon full payment of all fees. CrossChq retains a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, and modify any underlying tools, frameworks, libraries, algorithms, methodologies, and general-purpose components incorporated into the Work Product.

4.3 License to Use Website Content

All content on the Website, including text, graphics, logos, icons, images, and software, is the property of CrossChq or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

5. Confidentiality

Each party (the Receiving Party) agrees to hold in strict confidence all non-public, proprietary, or confidential information disclosed by the other party (the Disclosing Party), whether disclosed orally, in writing, or through electronic means, and whether or not marked as confidential (Confidential Information).

The Receiving Party shall: (a) use Confidential Information solely for the purpose of performing its obligations or exercising its rights under these Terms and any applicable SOW; (b) not disclose Confidential Information to any third party except to its employees, contractors, and agents who have a need to know and are bound by confidentiality obligations no less protective than those in this section; and (c) protect Confidential Information using the same degree of care used to protect its own confidential information of similar nature, but in no event less than reasonable care.

Confidential Information does not include information that: (a) is or becomes publicly known through no breach by the Receiving Party; (b) was lawfully known to the Receiving Party before disclosure; (c) is independently developed by the Receiving Party without use of Confidential Information; or (d) is lawfully obtained from a third party without restriction.

6. Fees and Payment

Fees for our Services are specified in the applicable SOW, proposal, or service agreement. Unless otherwise stated, all fees are quoted in United States Dollars (USD) and are exclusive of applicable taxes, duties, and other governmental charges. You are responsible for paying all such taxes, except those based on CrossChq's net income.

Payment terms are as defined in the SOW. Typical terms require a percentage of fees upfront before work commences, with milestone or monthly payments thereafter. Invoices are payable net 30 days from the invoice date unless otherwise specified. Late payments accrue interest at the rate of 1.5% per month or the maximum rate permitted by applicable law, whichever is less.

CrossChq reserves the right to suspend or terminate Services if payment is not received within 15 days after written notice of delinquency. You agree to reimburse CrossChq for all reasonable costs incurred in collecting past-due amounts, including attorneys fees and court costs.

7. Warranties and Disclaimers

7.1 Mutual Warranties

Each party represents and warrants that: (a) it has the full right, power, and authority to enter into these Terms and to perform its obligations hereunder; and (b) its execution and performance of these Terms does not and will not violate any other agreement to which it is a party.

7.2 Services Warranty

CrossChq warrants that the Services will be performed in a professional and workmanlike manner consistent with industry standards. In the event of any material failure to meet this standard, CrossChq will, at its option, re-perform the affected Services at no additional charge or refund the portion of fees attributable to the non-conforming Services. This is your sole and exclusive remedy for breach of this warranty.

7.3 Disclaimer of Warranties

EXCEPT AS EXPRESSLY STATED IN THIS SECTION, THE SERVICES AND THE WEBSITE ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. CROSSCHQ SPECIFICALLY DISCLAIMS ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, ACCURACY, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. CROSSCHQ DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CROSSCHQ, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST REVENUE, LOST DATA, BUSINESS INTERRUPTION, LOSS OF GOODWILL, OR COST OF PROCUREMENT OF SUBSTITUTE SERVICES, ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF CROSSCHQ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL CROSSCHQ'S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES EXCEED THE TOTAL FEES PAID BY YOU TO CROSSCHQ DURING THE TWELVE-MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM. THE FOREGOING LIMITATIONS SHALL NOT APPLY TO LIABILITY ARISING FROM GROSS NEGLIGENCE, WILLFUL MISCONDUCT, OR FRAUD, TO THE EXTENT SUCH LIABILITY CANNOT BE LIMITED UNDER APPLICABLE LAW.

9. Indemnification

You agree to indemnify, defend, and hold harmless CrossChq and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys fees) arising out of or related to: (a) your use of the Website or Services in violation of these Terms; (b) your breach of any of your representations, warranties, or obligations under these Terms; (c) your violation of any applicable law or third-party rights; or (d) any claim that data, materials, or content you provided to CrossChq infringes or misappropriates the intellectual property rights of a third party.

CrossChq reserves the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you. You agree to cooperate with CrossChq in asserting any available defenses.

10. Termination

These Terms remain in effect until terminated by either party as provided herein. Either party may terminate these Terms upon 30 days written notice if the other party materially breaches these Terms and fails to cure such breach within 30 days after receiving written notice of the breach. CrossChq may terminate these Terms immediately upon written notice if you fail to pay any amounts when due or if your conduct creates a safety, security, or legal risk for CrossChq or its other clients.

Upon termination: (a) all rights granted to you under these Terms shall immediately cease; (b) you shall pay all outstanding fees for Services performed through the effective date of termination; and (c) each party shall return or destroy all Confidential Information of the other party in its possession. The provisions of Sections 4, 5, 7, 8, 9, 12, and 13 shall survive termination of these Terms.

11. Website Use Terms

In addition to the other provisions of these Terms, the following rules apply to your use of the CrossChq Website:

  • You may use the Website only for lawful purposes and in accordance with these Terms.
  • You must not use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other party's use of the Website.
  • You must not attempt to gain unauthorized access to the Website, the server on which the Website is hosted, or any server, computer, or database connected to the Website.
  • You must not use any robot, spider, scraper, or other automated means to access the Website without our express written permission.
  • You must not introduce any viruses, trojan horses, worms, logic bombs, or other malicious or technologically harmful material.
  • We reserve the right to terminate or suspend your access to the Website at any time, without notice, for any reason, including violation of these Terms.

12. Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any conflict of law principles that would result in the application of the laws of a different jurisdiction.

Any dispute, controversy, or claim arising out of or relating to these Terms, the Services, or the Website shall first be attempted to be resolved through good-faith informal negotiations between the parties. If the dispute cannot be resolved within 30 days of written notice from one party to the other, the dispute shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Contra Costa County, California, before a single arbitrator mutually agreed upon by the parties. The arbitrator's award shall be final and binding, and judgment on the award may be entered in any court having jurisdiction.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief from a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of its intellectual property rights or confidential information.

13. General Provisions

Entire Agreement: These Terms, together with any SOW or written agreement referencing these Terms, constitute the entire agreement between you and CrossChq concerning the subject matter hereof and supersede all prior agreements, understandings, and communications, whether written or oral.

Severability: If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it enforceable.

Waiver: The failure of either party to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver shall be effective unless in writing and signed by the waiving party.

Assignment: You may not assign or transfer these Terms or any rights or obligations hereunder without the prior written consent of CrossChq. CrossChq may assign these Terms without your consent to an affiliate or in connection with a merger, acquisition, or sale of all or substantially all of its assets.

Force Majeure: Neither party shall be liable for any delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, war, terrorism, pandemic, government action, natural disasters, power outages, internet service disruptions, and labor disputes.

Notices: All notices under these Terms shall be in writing and delivered by email to the addresses set forth in the applicable SOW. Notices to CrossChq shall be sent to crosschq.tech@crosschq.lat.

Relationship of the Parties: CrossChq is an independent contractor. Nothing in these Terms shall create a partnership, joint venture, agency, or employment relationship between the parties.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

CrossChq, Inc.
145 E Prospect Ave Ste 200
Danville, CA 94526-3885
United States

Email: crosschq.tech@crosschq.lat
Phone: +1 (640) 233-8846
Website: https://www.crosschq.lat/